How It Works

UCC-Chain is designed from the ground up to produce records that satisfy UCC filing

UCC
Legal term: UCC-1 filing requirements and generate evidence suitable for commercial disputes. Every design decision maps to a specific statutory requirement.

For lenders, attorneys, and judgment creditors

You have lent money secured by digital assets

UCC § 9-203
UCC § 9-203: A legal claim on property that secures payment of a debt. If you lend money and take a security interest in someone's cryptocurrency, you have a legal right to seize that crypto if they don't pay you back., or you hold a judgment against someone who owns cryptocurrency. You want to determine what they hold, what it is worth right now, and whether anyone else has a prior claim on it.

01

Enter wallet addresses

Provide the wallet addresses

UCC
A public identifier (like 0x742d35Cc...) that holds cryptocurrency. Think of it like a bank account number, but for crypto. belonging to your debtor. Optionally include your UCC-1 Filing Number for reference. No technical knowledge required.

UCC § 9-108 — Sufficiency of Description

A description of collateral

UCC § 9-102
UCC § 9-102(a)(12): The property that secures a loan. If you borrow $50,000 and pledge your cryptocurrency wallet as collateral, that wallet is the collateral. is sufficient if it reasonably identifies what is described. A wallet address is a specific identifier that satisfies this requirement.

02

We search public blockchain records

UCC-Chain searches public blockchain

UCC
A permanent, public ledger that records transactions. No one can alter or delete what's written there — it's immutable. records across 14 EVM chains to find every asset held at those wallet addresses. Asset values are sourced from Chainlink oracles — the same feeds used by Aave, Compound, and MakerDAO.

UCC § 9-203 — Attachment & Enforceability

A security interest

UCC § 9-203
UCC § 9-203: A legal claim on property that secures payment of a debt. If you lend money and take a security interest in someone's cryptocurrency, you have a legal right to seize that crypto if they don't pay you back. attaches when the debtor has rights in the collateral. Blockchain records show what assets exist in a wallet at any given time — establishing whether the debtor has rights in those assets.

03

You receive a PDF report with cited sources

A Sentry Intelligence Report

UCC
Legal term: Sentry Intelligence Report is generated immediately. It shows every asset found, its current value from Chainlink oracles, wallet activity metrics, and identity verification signals. Every figure has a cited source for independent verification.

Evidence Design Principle

Every data point in the report cites its source: Chainlink oracle contract address + roundId for prices, blockchain transaction hash for wallet activity, EAS attestation UID for identity signals. Courts can independently verify each claim.

04

The report is permanently attested on-chain

A cryptographic hash

UCC
Mathematical evidence that data is authentic and unchanged. Much stronger than a signature or seal. of your report is written to Polygon mainnet with a timestamp. This creates a permanent, tamper-evident record. Anyone can verify the attestation independently using our public verifier — no need to trust UCC-Chain.

UCC § 12-102 — Controllable Electronic Records

NY UCC Article 12 (effective June 3, 2026) recognizes controllable electronic records

UCC § 12-102
UCC § 12-102(a)(1): A record stored in an electronic medium that can be subjected to control under § 12-105. Recognized under NY UCC Article 12 (effective June 3, 2026). Courts determine the legal effect of control. as legally enforceable. Our blockchain attestation creates a permanent, tamper-evident record designed to satisfy these requirements.

Get a $29 Report →

The Legal Framework

UCC-Chain is built on three articles of the Uniform Commercial Code. Every feature maps to a specific statutory provision.

UCC Article 9

Secured Transactions

Article 9 governs loans secured by personal property — including cryptocurrency. When you lend money and take a security interest in digital assets, Article 9 determines whether your claim is legally enforceable.

§ 9-108 — Sufficiency of Description →§ 9-203 — Attachment & Enforceability →§ 9-301 — Law Governing Perfection →§ 9-322 — Priorities Among Conflicting Security Interests →

UCC Article 7

Documents of Title

Article 7 governs warehouse receipts and bills of lading. A warehouse receipt documents goods in storage. A bill of lading documents goods in transit. Article 7 specifies what these documents must contain.

§ 7-106 — Control of Electronic Documents →§ 7-202 — Form of Warehouse Receipt →§ 7-301 — Bill of Lading Requirements →§ 7-501 — Rights Acquired by Transfer →

UCC Article 12

Controllable Electronic Records

Article 12 is new law (effective in NY June 3, 2026) that recognizes blockchain records as legally valid. It means a digital record on UCC-Chain can establish legal control — the same way holding a paper title establishes ownership.

§ 12-102 — Definitions →§ 12-104 — Rights in Controllable Records →§ 12-105 — Control of CER →
View Full Statutory Library →

Not Legal Advice — Infrastructure Only

UCC-Chain is technical infrastructure, not a law firm. We provide tools and data — not legal advice. Consult qualified legal counsel before relying on any report or making any legal determination.